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This understanding is also anchored in the fundamental relationship between employment and housing within the broader context of urbanisation. A country’s housing strategy has to evolve in response to the direction assumed by urbanisation. In India, approaching housing poverty and slum proliferation outside a holistic framework has caused the failures of various housing schemes that have been attempted over the last 70 years. Impact investment in India is growing. In 2016, a cumulative US$2 billion were invested more than 50 companies in over 300 social enterprises. Areas in which India has seen impact investment include The best vintage honor and respect indigenous woman native american posterfinancial inclusion, clean energy, agriculture, education, and healthcare. Yet, from the point of view of sizeable and visible improvement in socio-economic parameters, there has been marginal change, and today India is ranked 100th among 146 countries on the Social Progress Index 2018. In fact, India stands at 95th in the domain of shelter, suggesting that much needs to be accomplished by the affordable housing segment of the country. Banks and other conventional credit mechanisms have shied away from lending to developers operating in the affordable housing segments owing to the high risk and low profits that characterise such lending. Impact investment can fill the void. Developers who wish to operate in the affordable housing segment are reeling under the burden of a broken ecosystem. While some developers ace the quality of construction, they are in need of capital.
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