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enterprise sector. USAID’s small business improvement packages have been offering technical assistance and small loans to budding entrepreneurs in countries around the world for more than 20 years and could do likewise in Cuba. The sturdy entrepreneurial predisposition of many Cubans is usually recommended by the extent of black market activities despite harsh insurance policies designed to repress particular person initiative. Further proof is the growth in self-employment and family-operated business as soon as these actions began to be allowed by the socialist authorities after 1993. The émigré community may simply be tapped as a source of finance for small companies. Well developed packages for small business development are additionally managed and financed by the World Bank, the Inter-American Development Bank, and lots of bilateral packages and private foundations. Note 1. the method of economic reorganization underway in some sectors during this decade. Members of the elite have direct access to the dollar economic system, have turned in their uniforms for a business suit, and find themselves signing contracts with overseas companies doing business in Cuba. For instance, in her study of the armed forces, Phyllis Walker points out that “the navy has turn out to be a major actor in Cuba’s lucrative tourism industry beneath the auspicies of the Gaviota Tourism Group, S.A.,” an umbrella group founded in 1988. Controlled by Division General Julio Casas, an expert Air Force officer, member of the Communist Party’s Political Bureau since 1991 , and someone who’s near Minister Raúl Castro, Gaviota is concerned in joint ventures in transportation, recreational activities and luxury hotels. In the mid 1990s, its TRD subsidiary (stands for tienda de recaudación de divisas, or store to gather onerous foreign money) opened up a sequence of department stores the place purchases may solely be made in dollars. With revenues in the tens of millions of dollars, Gaviota and different navy corporations serve the economic and political pursuits of the regime, as well as these of the army institution itself. Earnings in hard forex via these corporations alleviate what is Cuba’s most pressing financial need, namely a scarcity of overseas exchange, and point out that these firms play a

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