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Interest paid on housing loans of upto INR 600,000 availed by the Economically Weaker Sections and the Low-Income Group is subsidised at the rate of 6.5 percent for a tenure of 15 years or during the tenure of the loan, whichever is lower. The Net Present Value of the interest subsidy will be computed at the discounted rate of nine percent. This subsidy subtracts from the loan and Equated Monthly Installments , making credit more affordable for the urban poor. 2. Integrated Housing and Slum Development Programme . IHSDP seeks to tackle poor housing for urban slum dwellers in cities and towns as per the 2001Amazing fishing couple and they lived happily ever after retro poster Census, excluding those which were being targeted under BSUP. 1. Basic Services for the Urban Poor . Managed by the Ministry of Urban Development, the BSUP is designed for the upgrade and improvement of the conditions of slum settlements, assuring universal access to basic amenities such as water and sanitation, and social infrastructure such as health, education and social security. 3. The National Slum Development Programme . To financially consolidate an integrated approach to tackle the multiple dimensions of poverty, this programme was launched in 1997 by combining the housing component of NRY and the Prime Minister’s Integrated Urban Poverty Eradication Programme. The programme emphasised on the provision of not only essential amenities involved in the upgrade of shelter but also social services such as skills enhancement.

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