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I Will Crochet As Long As My Hands Can Hold Hook & Yard Shirt, hoodie, tank top
To be clear, I am aware many LGBT people have children, but at lower rates than our heterosexual brethren. According to a study by Transamerica (not related in any way to the T in LGBT, in case you were wondering), LGBT Americans are less likely to have dependent offspring than heterosexuals (37% vs. 43%). This gap is much smaller than I would have guessed. Breaking this down further, just 19% of gay men have financially dependent children, while 28% of lesbians report having financially dependent children.
The Transamerica study also shows that more of the responsibility of caring for aging parents (and other family members) falls on members of the LGBT Community. Twenty-two percent of LGBT folks expect to provide support for parents compared to just 15% of heterosexual Americans. In reality, the number of people who have to provide some support for aging parents will likely be much higher than these percentages whether you are gay, straight, or otherwise.
Caring for aging parents can stall careers, limit retirement savings as gay workers near retirement, or in the worst-case scenarios, bankruptcy after the parent passes. (The caregiver is often living off the parent’s retirement income – while providing care for free).
The LGBTQIA+ community faces a unique set of retirement planning challenges.
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Who Will Care for LGBTQ Retirees?
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