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Less retirement savings translates into smaller retirement incomes. Also, smaller incomes throughout their careers means smaller Social Security benefits for members of the LGBT community.
Prior to marriage equality, many pension plans did not allow for the full array of retirement income options available to legally married couples. This may have caused many gay retirees to opt for the single-life option on their pension benefits. This means, if the spouse with a pension passes first, the second spouse could see their standard of living drop dramatically.
You deserve to work with a gay financial planner or lesbian financial planner.
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LGBT-Friendly Financial Professional
Want to make your gay financial planning more fun? Seek out a gay financial planner or at least an LGBT-friendly financial advisor. Why trust your future financial security with someone who doesn’t understand your unique situation and financial needs? Like women and people of color, LGBT people are underrepresented in the financial advisor profession. All the same, there are more out and proud gay financial planners (to help you with your fabulous gay financial plans) than ever.
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