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Most of what social scientists call “social policy” is actually public insurance. Social Security (Social Security) and Health Insurance for Retiree (Medicare) are insurance to help individuals against the risk of deprivation or no money after retirement. Some People Just Need A Pat On The Back Shirt. Unemployment compensation is unemployment insurance to help individuals against the risk of losing their jobs. Disability payment programs are insurance that helps individuals against the risk of physical, mental and psychological pain that prevent them from making a living.
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